Long Johns
Driving under the influence (DUI) is a serious offense. If you've ever had a DUI conviction, you probably know that the consequences can be both difficult and expensive. Apart from fines, legal fees, and license suspension, there are consequences longest time, such as the impact on your auto insurance rates and coverage.
If you are convicted of a DUI, most often, your insurance company know more about the DUI and deal with you in one of two ways. Normally, your rates will rise, sometimes significantly, or the company will simply put terminate your contract. If your insurance company can increase your premiums, but allows you to remain as an insured, you will probably be called "high-risk drivers. Most states require the insurance company to provide the agency the state motor Vehicle (DMV, MVD) with SR-22 Proof of Insurance Certificate, which removes your license suspension by providing the state with proof that you are insured.
While this is starting to all ok, the problem is that not all insurance companies offer SR-22 policies. Thus, your policy may not be renewed or canceled simply because the company can no longer provide insurance for you. In some states, insurers can not interrupt you in the middle of the period of insurance, so be sure to check on the laws where you live.
John Musca – Fl DUI Attorney
John Musca, Esq.
Naples, Florida
Phone (239) 793-5297
Fax (239) 774-3229
About John Musca Musca and Law:
With nine offices across the south, southwest and southeast Florida, the defense lawyers DUI Musca Law defend clients charged driving under the influence of alcohol or drugs (DUI).
Driving under the influence of alcohol or drugs (DUI) is an offense serious. A DUI you may be losing your license, be fined exorbitant watch your insurance rates skyrocketing, and even cause you may be losing your freedom.
The penalties are more severe if you have been involved in an accident or involuntary manslaughter while driving under the influence alcohol or drugs.
You need to know only have 10 days from the date you were arrested for DUI to request a hearing administrative review in order to retain your driving privileges.
DUI Terms
Absorption rate: The rate at which alcohol finds its way into the bloodstream. Although alcohol is found in the stomach, its absorption is delayed. The absorption rate will be affected by how much was eaten, the individual biological differences, and what type of drink was consumed. When drinking continues over a course of hours, absorption and "Ignition" (alcohol metabolism) will happen simultaneously.
Administrative License Suspension: A law that allows the early suspension of the license of drivers charged with driving while intoxicated (DWI) when a driver has a BAC above the prescribed limit, or sometimes if a driver refuses to take a road of blood or breath test. Thus, the license may be suspended before Decision of the DWI charge.
BAC: Short for "concentration of alcohol in the blood." BAC refers to the amount of alcohol in the blood and is measured in percentage. BAC can be measured either by breath, blood or urine and is often used by law enforcement to determine whether or not a motorist is "legally drunk. All 50 states have passed laws making it illegal BAC driving with a BAC at or above a fixed amount. As of May 2007, all 50 states have adopted the 0.08% alcohol limit.
Blood Test: A laboratory test that directly measures the percentage of alcoholic content of blood from a DWI suspect.
Breath Test: A test of alcohol which is derived from measuring the level of alcohol in the breath of a suspect. It depends for its accuracy in the receiving antenna of the machine deep into the lungs, and a mathematical formula is used to determine blood alcohol in lungs alcohol air.
About the Author:
With nine offices throughout south, southwest and southeast Florida, the DUI defense attorneys at Musca Law defend clients charged with driving under the influence of alcohol or drugs (DUI).
Driving under the influence of alcohol or drugs (DUI) is a serious offense. A DUI may cause you to lose you drivers’ license, to receive an exorbitant fine, to watch your insurance rates skyrocket, and may even cause you to lose your freedom.
The penalties are even more serious if you w
Article Source: ArticlesBase.com – John Musca – DUI and Your Insurance
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